What About My Medical Bills?

When you hire us, we will send you a letter outlining all of your rights and responsibilities. One of the most important things to remember is that you are ultimately financially responsible for your medical bills.

We will help you sort your bills and give you advice on how to prevent them from going into collections. When we negotiate a settlement on your behalf we will make sure it recognizes treatment you had to receive in connection with your case. When the settlement funds are distributed, or disbursed, we will, if you wish, make sure that your medical providers are paid out of the fund. However, you are responsible for paying your medical bills, or facing the consequences of failing to pay them.

Which Insurance Company Will Pay?

When we take on a case, we look at all of the insurance policies in play. There is an established hierarchy system known as “choice of insurance” that determines who pays for your bills and in what order.

Your first line of insurance will be your employer’s workers’ compensation system, run though Washington State’s Department of Labor & Industries (L & I). This will only pay for your bills in cases where you were working at the time of the accident. For instance, if you were driving the company truck and were rear-ended in an accident that was not your fault, L & I would likely pay for your bills.

After L & I, your own auto insurance policy comes into play. Many auto accident policies include either “Med Pay” coverage, which covers medical bills specifically, as well as “Personal Injury Protection,” which covers a wider variety of treatments, as well as emotional or psychological distress.

If you do not have car insurance, or for whatever reason your insurance does not apply, your health insurance will kick in, as prescribed by your policy. This may mean you are responsible for co-payments, meeting your deductible, etc.

If you do not have health insurance, we recommend working with your healthcare provider to see if they can work out a payment plan which offers you financial aid or need-based charity. There is no guarantee your provider will offer you help, however.

When we take on a case, we seek funds from the insurance company of the individual or business that caused your injuries. For instance, if you were injured in an auto accident, we will seek a settlement from the at-fault driver’s car insurance. Then, when you agree to the settlement, funds are sent back to all of the other parties who paid for your medical bills, including L & I, your health insurer, your auto insurance, etc. Settlement funds can also be sent to healthcare providers to pay them for any remaining bills that are outstanding.

We strongly recommend that, if you can, you pay any out-of-pocket bills that your health or auto insurance does not cover. Paying will prevent bills from going into collection or accruing late fees, and when the settlement funds are distributed, we will take the payments you’ve made into account. In other words, if you pay your medical bills up front, you’ll be reimbursed for those payments in the final settlement.

expertise.com logoAv Preminent



View All Settlements

Client Reviews

Did a great job in handling my case. Quick and professional. Communicated with me every step of the way and the end result was more than expected. I highly reccomend and am forever grateful.

M. Traore

Gracias por su amable atencion estoy muy satisfecha con los servicios de ustedes los recomiendo estube en las mejores manos muchas gracias ppr preucuparce de mi y de mi hija lucharon por lo justo gracias avogados por luchar por los derechos de las personas

Maria valencia

Very thankful to Park Chenaur for handling my case quickly and efficiently. Very compassionate team. They make sure you are comfortable and educated in your options and work hard to get you the results you deserve. My case manager Mitchel was great and helped me really understand my options and each step of the process.


I was 8n a car accident in January of 2017. The first call I made was to these guys… they where awsome Lola came to my house and got started right away. They maintained contact with me and kept me informed via email and phone.. I received the medical care I needed and they fought to get that reimbursement. . And after everything I feel I got a fair deal. I highly recommend them. Also liandra is very kind and helpful…Thank you guys so much


My boyfriend and i worked with Mr. Pustzai on a car accident case. Working with him and his team was nothing short of amazing. They were there for us every step of the way, from the incident until the final court days and beyond that. I have always been able to reach out to Vita and Mr.Pustzai with any questions and get a quick response. They show empathy and are personable as well as very professional! Thank you so much for your work.


Mr. Park was understanding, extraordinarily competent, and hard working. His advice and guidance every step of the way was invaluable and extremely helpful. He was always very easy to reach by phone or email, kept me updated on all aspects of the case and succeeded in getting me a fair and generous settlement.


When you talk with them they are able to walk you through your case step-by-step, and they are able to make you understand each and every aspect of your case.


They handled my case very professionally. They were always very helpful, always available, very kind and great to work with. I felt like I was treated like family.


They just made me feel really secure that they were going to do their best and they were going to fight for me. It just felt nice to have someone care enough to want to do that for us.


My wife and son were in a collision in February, Mitchell was amazing. He made our family feel very cared for and took care of everything for us. A very competent and professional person. If I ever have any issues again I know the first place I’m going. Thanks Mitchell


My case recently closed and I am glad to have worked with Mitchel Pinedo during the entire process. I did not know how to deal with this situation as I had never been in a car accident before. I was not well health wise and neither was my mother. I lost my car as it was totaled and I was not at fault. Mitchel handled the case and exceeded all expectations. He kept me updated and answered all of my questions. Mitchel is very professional and was always punctual to our meetings. I highly recommend you to see Mitchel if you are in need of a great lawyer.

Lucia Martinez

I first worked with Kimberly Yoon about 10 years ago for an auto accident case. Though I had no knowledge of legal procedures, she was so patient and sincerely empathetic. So when I was involved in another auto accident, I knew she was the best person to call. Her level of experience and client care exceeded my expectations. Her assistant, Michael, is just as caring and quick to follow up as she is. Thank you very much for eliminating much of the stress that follows an accident and ensuring that your client gets the best care!

Mira Jeong

Park Chenaur is the best! I’ve been referring people to Kimberly Yoon for the last three years because she’s amazing! She works hard to get you the best possible outcome for your case and really makes you feel great as a client. My mom was in a auto accident last year and Kimberly was able to get her well above what we were expecting. Thanks again Kim & Park Chenaur!

Justina Cummins

My mother and I worked with Mitchel Pinedo after our car accident and all I can say is he’s truly wonderful. He made the entire process easy to understand and was extremely helpful. It was our first time seeking out a lawyer and having him help us from start to finish made the whole experience much better and stress free.

Eve Torres

I have had a positive experience and will continue to recommended to friends and family. I could not have asked for a better firm or attorney for not one but several cases. Park Chenaur & Associates are honest, courteous, friendly, knowledgeable, and have been very important and good to me for several years. I highly recommend!

Miranda Meier

Very happy with the end result. Never thought I would get a million. Great friendly hard working people. Thanks again.

Ryan Caldara